Joining us in 2023, Toby bought over his experience in transitions to master trust and winding up schemes, as well as work in the wider benefits and compensation space.

Toby started his pensions career in 2012 at Mercer, before becoming an in-house secretary to the trustees and pensions manager at Lockheed Martin for six years. His responsibilities included running the trustee board through triennial valuations, scheme returns, audits, annual reports, meetings and buy-out negotiations. He also administered their pension schemes including defined benefit (DB), defined contribution (DC), group personal pensions and master trust, where he ran pension presentations and inductions for staff.

Before joining us, Toby was at Aztec Financial Services, where he worked as a senior benefits specialist. His responsibilities included managing their private medical, income protection, life assurance, pensions and flexible benefit schemes across Europe, the Middle East and Africa (EMEA).

In his spare time, Toby likes getting creative. As a result, he has written a number of fantasy and sci-fi novels, and is also a published games journalist and critic!